Buyers Guide For Health Insurance

Introduction Making Sense of Health Insurance Managed Care Self-Insured Plans Appropriate Care How Do I Get Health Coverage? Pre-existing Conditions What Is Not Covered? What Happens to My Insurance if I Lose My Job? Frequently Asked Questions Comparing Plans Other Forms of Health Insurance A Final Word

Introduction

If you have ever been sick or injured, you know how important it is to have health coverage. But if you’re confused about what kind is best for you, you’re not alone.

What types of health coverage are available? If your employer offers you a choice of health plans, what should you know before making a decision? In addition to coverage for medical expenses, do you need some other kind of insurance? What if you are too ill to work? Or, if you are over 65,will Medicare pay for all your medical expenses?

These are questions that today’s consumers are asking; and these questions aren’t necessarily easy to answer.

This booklet should help. It discusses the basic forms of health coverage and includes a checklist to help you compare plans. It answers some commonly asked questions and also includes thumbnail descriptions of other forms of health insurance, including hospital-surgical policies, specified disease policies, More >