The Lumenos Consumer-Driven Health Plans: For More Control Over Your Healthcare Dollars

When it comes to health care, consumer often have little control or choice. The Lumenos plans from Anthem Blue Cross of California are changing that. With these consumer driven health plans, you have more control of your health, health care decisions and dollars – allowing you to live a healthier life. Depending on your employer, one or more of the following options might be available for you.

Lumenos Plans
  • Lumenos HSA — This Health Savings Account plan that lets you save tax-free money to pay for your healthcare. And as long as you spend your HSA funds on qualified medical expenses, you won’t pay taxes on the withdrawals. Your money earns interest, and any funds you don’t spend at the end of the year will carry over to your account for the next year.
  • Lumenos HIA — The Lumenos Health Incentive Account plan that gives you a Blue Cross-sponsored account to help pay for your healthcare expenses. Funds are added to your account by Anthem Blue Cross as a reward for participating in wellness programs, such as their weight management program.
  • Lumenos HIA Plus — The Health Incentive Account Plus plan also rewards you More >